The State Bank of Pakistan (SBP) has established standard banking hours for all commercial banks, development finance institutions (DFIs), and microfinance banks (MFBs) operating across the country. These timings are designed to ensure smooth operations in both government and private banking sectors, providing convenient access for the general public and businesses.
Bank Timings in Pakistan – State Bank of Pakistan (SBP) Schedule 2025
According to the State Bank of Pakistan, its head office and regional branches operate on the following schedule:
| Day | Office Hours |
|---|---|
| Monday to Thursday | 9:00 AM – 5:30 PM (with break) |
| Friday | 9:00 AM – 1:00 PM (no break) |
SBP offices include departments related to foreign exchange, policy, banking regulation, and payment systems, which play a critical role in maintaining the country’s financial system.
Public Dealing Hours – Commercial Banks in Pakistan
Banks across Pakistan follow a slightly adjusted schedule for public dealings, to cater to customer convenience and routine business transactions:
| Day | Public Banking Hours |
|---|---|
| Monday to Thursday | 9:00 AM – 1:30 PM |
| Friday | 9:00 AM – 12:30 PM |
These hours are applicable to branches handling cash deposits, withdrawals, account services, and other routine banking activities.
Services Available During Regular Banking Hours
Despite the time limitations, banks continue to offer essential services throughout the week. These include:
- ATM Services – Available 24/7 for withdrawals, balance checks, and mini-statements.
- Internet & Mobile Banking – Accessible around the clock for bill payments, funds transfers, and online shopping.
- Customer Helpline Support – Operational during office hours to assist with account queries, card issues, and service complaints.
- Cheque Clearing – Daily interbank cheque clearing services remain active under the national clearing house system.
- Foreign Transactions – Banks continue to process international remittances, fund transfers, and forex services within the defined office hours.
Why Knowing Bank Timings Matters
Understanding your local bank’s timing ensures a smooth and hassle-free experience when conducting important financial tasks like:
- Cash deposits or withdrawals
- Cheque clearance
- Account opening or KYC updates
- Utility bill payments
- Investment or loan processing
It also helps you avoid last-minute rushes or missed deadlines, especially when dealing with corporate or government transactions.
Tips for Customers
- Always confirm timings for your nearest branch, especially in rural or remote areas where schedules may slightly differ.
- Use online or mobile banking for quick tasks like balance checks, transfers, and mobile top-ups.
- For urgent cash needs, plan visits during early hours to avoid queues.
Frequently Asked Questions (FAQs)
1. What are the State Bank of Pakistan (SBP) timings today?
The State Bank of Pakistan (SBP) typically operates from 9:00 AM to 5:30 PM (Monday to Thursday) and from 9:00 AM to 1:00 PM on Fridays. However, it is recommended to check the official SBP website or call the nearest branch for real-time updates, especially on public holidays.
2. What are the bank timings today in Lahore?
In Lahore, most banks follow the standard banking hours of 9:00 AM to 1:30 PM (Monday to Thursday) and 9:00 AM to 12:30 PM (Friday). Branches in commercial areas or shopping malls may operate slightly longer or offer extended services on Saturdays.
3. What is the timing of HBL bank in Pakistan?
Habib Bank Limited (HBL) usually operates from 9:00 AM to 1:30 PM (Monday to Thursday) and from 9:00 AM to 12:30 PM on Fridays. Some HBL branches also remain open on Saturdays from 10:00 AM to 1:00 PM, especially in urban centers.
4. What are Ramadan bank timings for 2025 in Pakistan?
During Ramadan 2025, the State Bank of Pakistan and commercial banks observe reduced hours. Offices operate from 9:00 AM to 3:00 PM (Monday to Thursday) and 9:00 AM to 12:30 PM on Friday, while public dealing hours are 9:00 AM to 2:00 PM (Mon–Thu) and 9:00 AM to 12:30 PM (Fri). Always check official notices for confirmation.
5. What are today’s bank timings in Pakistan?
Generally, banks are open from 9:00 AM to 1:30 PM (Mon–Thu) and from 9:00 AM to 12:30 PM on Friday. Timings may vary slightly by city or branch, so it’s best to confirm with your nearest bank.
6. What are bank timings in Karachi today?
In Karachi, bank branches usually operate from 9:00 AM to 1:30 PM (Mon–Thu) and 9:00 AM to 12:30 PM on Friday. Some branches, especially in malls or commercial zones, may offer extended or Saturday hours.
7. What are the SBP timings in Lahore?
SBP Lahore office follows the national schedule: 9:00 AM to 5:30 PM (Mon–Thu) and 9:00 AM to 1:00 PM (Friday). For specific department inquiries, contacting the local SBP helpline is advised.
8. What are bank timings on Friday in Pakistan?
On Fridays, almost all banks in Pakistan remain open from 9:00 AM to 12:30 PM, without any lunch break. Customers are advised to complete their transactions early due to shorter working hours.
Conclusion
The official banking hours in Pakistan, as outlined by the State Bank of Pakistan, are structured to provide timely and effective services for the public while ensuring regulatory compliance and operational efficiency. To make the most of your banking experience, stay updated on your bank’s specific timings and leverage digital channels for convenience.
